AIS: Support for Auto & Manual Voucher Generation

  • Dashboard driven module that provides information of MFI/individual branches
  • Auto voucher code configuration
  • Search voucher by prefix/suffix/transaction date etc.
  • All MIS financial transactions triggers auto accounting vouchers
  • System allows manual vouchers for regular expenditures and other operations
  • Fund transfer among branches
  • Supports budget/budget variance
  • Supports dig down report to get track of transactions
  • Prevents unauthorized back dated data entry
  • Supports up to unlimited depth level in chart of accounts
  • Supports donor loan managment and scheduling
  • Supports all the major financial reports like:
    • Trial Balance
    • Receipt-Payment Statement
    • Income Statement
    • Balance Sheet
    • Cash flow statement
    • Ledger reports
    • Daily Transactions
    • Bank and Cash Book
    • Fund transfer
    • Subsidiary ledger report
    • Notes to balance sheet and more..




MIS: Employee, Member/Clients, Groups, Samity/Centers

All features related to the creation and management of these entities and their movement through a state process flow (pending approval, approved/active, closed, canceled).

  • Uniqueness check for clients as per national ID. If not available, uniqueness checked by name & birth date
  • Loan cycle configurable product/member wise
  • Support for client photos
  • Member transfer among samities and/or branches
  • Memberwise detail profile with loan and savings transaction behavior
  • Branch-level & Samity/Center level holiday configuration
  • MFI’s staff and borrowers details
  • MFI’s working area information up to village level
  • Automated MFI members Loan and Saving information
  • All types of transactional Information
  • Execute Day End process for closing Transaction.
  • Validation and authorization process before day end to ensure correct data entry
  • Primary product transfer validation
  • Supports configurable features for inactive members
  • Field officer / PO change facility with transferred statement
  • Samity/center day change

MIS: Loan Products & Loan Accounts

  • Define unlimited number of loan product types with customizable repayment behavior
  • Interest calculations:
    • Flat
    • Declining balance – equal monthly installments (EMI)
    • Declining balance – equal principal installments
    • Declining balance – Index Based
  • Loan-wise predefined schedule preparing
  • Ability to schedule loan disbursals and repayments independent of meeting schedules
  • Loan defaults based on previous loan amounts or cycle
  • Define grace periods for loan repayments
  • Support for periodic fees, fees deducted at disbursement, one-time fees, and penalty charges
  • Support for early & partial loan repayments with rebate facility
  • Display of loan repayment schedules and detail loan account activity pages
  • Automatic update of repayment schedule if client/group’s meeting day changes
  • Variable loan installments
  • Support for adjustments
  • Allows loan write off
  • Automatically change loan account state
  • Repay total loan at any point in loan cycle
  • Add notes to loan records
  • Support for loan rescheduling
  • Support for back-dated payments with automatic voucher update
  • Ability to generate voucher and receipts directly from loan account page

MIS: Savings Product & Savings Accounts

  • Define an unlimited number of savings products
  • Set-up “Voluntary” or “Mandatory” accounts with specific minimum deposits for mandatory accounts and “suggested” deposits for voluntary accounts
  • Add notes to savings record
  • Saving interest auto calculation
  • Auto mandatory savings create when member gets admission

MIS: Search & Browse for Clients & Accounts

Search for client, group, and center by name or system ID. Includes support for “like” searches (i.e., searching for “S” will display all clients with first and last names that start with S.
Search for loan or savings account by account ID
Search option with date range, prefix, product wise etc.